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One yr in, this is why TPG staffers are loving the Capital One Enterprise X card

The Capital One Enterprise X Rewards Credit score Card entered the market one yr in the past with massive plans to disrupt the premium journey card trade. I am a fan, and I’ve taken benefit of just about each profit on the cardboard since I opened it. It additionally shortly grew to become my favourite card for on a regular basis spending due to the two miles per greenback I get on each buy.

It is arduous to not love a card that gives a lot worth, together with an annual $300 assertion credit score (plus as much as 10 miles per greenback) for purchases by Capital One Journey, entry to over 1,400 airport lounges worldwide, a ten,000-mile anniversary bonus and extra.

The perfect half? That is accessible for an annual payment of simply $395 — nicely under its opponents.

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I am not the one one who’s seen unbelievable worth from Enterprise X. Lots of my colleagues right here at The Factors Man have additionally been benefiting from the cardboard because it first launched a yr in the past.

Maintain studying to learn how — and why — the cardboard could possibly be an incredible match on your personal pockets.

Advantages of the Capital One Enterprise X card

I discussed just a few of Enterprise X’s perks above, however there are such a lot of. Here is a fast rundown of essentially the most precious:

  • 75,000 miles after you spend $4,000 on the cardboard within the first three months.
  • As much as $300 computerized annual assertion credit score for bookings by Capital One Journey.
  • Limitless entry to Capital One Lounges, together with two complimentary company.
  • Limitless entry for you and two company to Capital One’s Accomplice Lounge Community of over 1,400 places, together with Precedence Go places, eating places and Plaza Premium lounges.
  • 10,000 bonus miles each account anniversary, beginning in your first anniversary.
  • As much as 4 licensed customers at no extra price — who then get their very own entry to Capital One Lounges, Plaza Premium lounges and Precedence Go places.
  • Complimentary Hertz President’s Circle standing.
  • 10 miles per greenback spent with Turo (by Could 16, 2023).
  • As much as $100 in assertion credit for both TSA PreCheck or World Entry.

The cardboard additionally comes with journey cancellation and interruption insurance coverage, journey delay reimbursement and cellphone safety. And with Capital One Journey, it can save you a median of 15% on flights utilizing value alerts that notify you when it is the most effective time to guide. In the event you guide when Capital One Journey recommends, you will additionally get free value drop safety. For added flexibility, you possibly can even add the choice to cancel your flight for any motive or freeze a flight value for just a few days.

As well as, Capital One Journey proactively matches or beats resort charges from Expedia and others, making certain you get the most effective value in your room.

Associated: New 75,000-mile bonus, decrease minimal spending requirement: A overview of Capital One Enterprise X

All of those advantages look nice on paper, however I’ve put Enterprise X by its paces this yr — and it is earned a spot in my pockets for the long run.

My first yr with Enterprise X

The Capital One Lounge at Dallas Fort Value Worldwide Airport (DFW) options native meals and craft cocktails. WYATT SMITH/THE POINTS GUY

The sign-up bonus was solely one of many the reason why I jumped on the likelihood so as to add Enterprise X to my pockets. Certain, the present supply is price $750 when used immediately for journey purchases, however right here at TPG, we peg these 75,000 miles at practically $1,400 should you strategically make the most of Capital One’s unbelievable switch companions.

Here is how I’ve made the a lot of the Enterprise X since I opened an account earlier this yr:

  • Acquired a $300 assertion credit score for airfare booked by Capital One Journey — dropping my out-of-pocket price for an costly flight down to simply over $200.
  • Earned 10 miles per greenback on rental automobiles booked by Capital One Journey in Hawaii — and loved a complimentary improve due to Hertz President’s Circle standing.
  • Gained entry to the unbelievable Capital One Lounge in DFW throughout a protracted layover, permitting me to gas up with contemporary, locally-sourced meals and chill out with a craft cocktail.
  • Transferred miles to Air France-KLM Flying Blue throughout a switch bonus for 4, one-way tickets from Paris to San Francisco, saving me hundreds of {dollars}.

I admire the Enterprise X card not just for its beneficiant perks and relatively low-annual payment, but additionally as a result of I earn 2 miles per greenback on my on a regular basis purchases. The miles add up that a lot sooner, placing me even nearer to my journey targets.

Different TPG staffers

Do not simply take my phrase for it. Here is how different TPG staffers use the Capital One Enterprise X Rewards Credit score Card:

Colby Kirkpatrick, social media supervisor

One massive Enterprise X reward I used this yr was the $300 journey credit score by Capital One Journey. With that, I lined virtually the complete price of my Chevrolet Tahoe automobile rental on my $0 Street Journey up California’s iconic Freeway 1 — and I used Capital One miles at a hard and fast worth to erase the remainder of the acquisition. Each had been extremely simple to make use of.

Erica Silverstein, cruise editor

I used the $300 journey credit score after I needed to remain one evening in London within the West Finish space. The lodges on this in style vacationer space had been particularly expensive, so this offset most of the price of that keep. And I’ve used the Precedence Go membership to get airport lounge entry at Washington, DC’s Dulles Worldwide Airport (IAD) and Miami Worldwide Airport (MIA). I plan to make use of the World Entry credit score for my son for the reason that perk applies to any software payment charged to Enterprise X, not simply that of the first cardholder.

Associated: 6 issues to do if you get the Capital One Enterprise X card

Hannah Streck, senior search engine marketing supervisor

I’ve loved gaining access to Precedence Go lounges which has been significantly useful for worldwide journey, as not all main carriers have their flagship lounges in European airports. I used the $300 journey credit score towards a one-way ticket in premium economic system to Germany, and I additionally like that I earn 10 miles per greenback after I guide lodges by Capital One Journey. I am saving my miles to redeem them for an enormous journey to New Zealand and Australia.

A visit down beneath is on one TPG staffer’s listing utilizing Capital One miles. AIRPHOTO AUSTRALIA/GETTY IMAGES

Katie Genter, senior author

I’ve had the Capital One Enterprise Rewards Credit score Card since 2015, however I opened a brand new Capital One Enterprise X Rewards Credit score Card in March 2022 as a result of its sign-up bonus was tough to refuse. I plan to make use of these miles by transferring them to certainly one of Capital One’s switch companions.

Within the meantime, I’ve gotten nice worth from Enterprise X. I exploit the cardboard as my on a regular basis spending card since I do know I will earn no less than 2 miles per greenback on all purchases — together with issues like campsite reservations and charity donations, which often would not earn bonus rewards on my different playing cards. I’ve visited the Capital One Lounge in Dallas a number of instances and actually do assume it is the most effective lounge in Dallas for any cardholder. And I’ve benefited a number of instances from value drop safety after reserving flights by Capital One Journey with my Enterprise X card.

Matt Moffit, senior bank card editor

I utilized for Enterprise X the primary month after it got here out, as I used to be desirous to earn the preliminary sign-up bonus. I transferred my miles to Singapore Airways KrisFlyer as a part of a promotion to earn KrisFlyer Gold standing by changing financial institution rewards to this system.

To share the advantage of lounge entry, I added members of the family and pals as licensed customers on my Enterprise X. This free profit has granted every of them complimentary entry to over 1,400 lounges world wide due to Capital One’s in depth community.

Lastly, I signed up for the Hertz President’s Circle standing perk included with this card. This has let me skip the road at some rental places and obtain automobile upgrades.

Associated: Suggestions and tips to get most worth out of your Capital One miles

Backside line

The Capital One Enterprise X Rewards Credit score Card launched one yr in the past — and it has been successful with many at TPG (myself included). Whether or not it is saving cash on in any other case costly resort stays with the $300 journey credit score, incomes as much as 10 miles per greenback on bookings by Capital One Journey or having fun with the in depth lounge entry on the cardboard (together with for licensed customers), there’s so much to like about Enterprise X.

The cardboard additionally earns no less than 2 miles per greenback on each buy whereas providing in depth journey protections, and the ten,000-mile bonus on the one-year card anniversary is certainly a motive to have a good time.

Maybe most significantly, the cardboard’s advantages preserve getting higher — with current bulletins of Capital One Landings, a brand new culinary-focused airport lounge idea and Premier Assortment, a curated listing of luxurious lodges with unique perks for Enterprise X cardholders.

All of this (and extra) may be yours with the bottom annual payment of any premium journey card.

Do not miss out on the possibility to take your journey — and your rewards — additional. Apply for the Capital One Enterprise X card right this moment.

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